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[title] => Ne znate gdje vam curi novac? Bogataš Warren Buffet tvrdi da zna zbog čega ljudi postaju siromašniji. I sve u 12 točaka
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Warren Buffett je jedan od najuspješnijih investitora na svijetu, zbog čega se smatra čovjekom koji ima posebno financijsko znanje. Tvrdi da postoji 12 stvari koje ljude čine siromašnijima.
Zapravo je riječ o financijskim odlukama za koje je ovaj poslovni magnat uvjeren da njima možete osigurati da vam novac dobro služi, prenosi njegove savjete Yahoo Finance.
Zanemarivanje osobnog razvoja
Ako se novac ne troši na osobni razvoj, tj. ako se zanemaruje, to je greška. Buffett smatra da investirati u sebe predstavlja najbolju investiciju. To podrazumijeva poboljšanje vještina i školovanje, čime se poveća izgled za bolju zaradu.
Oslanjanje na kreditne kartice
Nepotrebna potrošnja na kreditnim karticama može dovesti do duga, a time se mogu zasjeniti sve ostale financijske pogodnosti koje postoje. Taj problem je utoliko veći zbog kamata na takve dugove.
Učestali izlasci u barove
Za Buffetta je pogrešno često prakticirati društvene aktivnosti koje podrazumijevaju konzumaciju pića u barovima i kafićima. Zagovornik je financijski pristupačnijih društvenih okupljanja, kao što su kućna druženja. Mišljenja je da se na taj način može značajno uštedjeti.
Kupovina posljednje tehnologije
Novi tehnološki uređaji mogu biti primamljivi, ali i oni koji su ranije proizvedeni služe jednako dobro. Sam Buffett ima povijest posjedovanja funkcionalne, a ne najnovije tehnologije. Važno je procijeniti vrijedi li kupiti novi tehnološki uređaj.
Prekomjerena potrošnja na odjeću
Ovaj milijarder, kao i većina drugih milijardera, sklon je jednostavnosti u odijevanju. Bira klasičnu, dugotrajnu garderobu, umjesto blještave garderobe skupih brendova.
Kupovina novih automobila
Automobili su poznati po brzoj amortizaciji. Zato je Buffettov savjet kupovina polovnih automobila i njihovo zadržavanje sve dok su pouzdani.
Neiskorišteno članstvo u teretani
Buffett podržava aktivan način života, ali upozorava da neiskorišteno članstvo u teretani, primjerice, ima svoju cijenu. Zapravo, zagovornik je besplatnih ili jeftinih fitness rutina koje mogu biti jednako učinkovito ako se redovno praktikuju.
Nepotrebne pretplate
Pretplata, kao što je pretplata na internetske videoservise, može biti veliki financijski odliv. Zbog toga preporučuje otkazivanje pretplate za usluge koje se ne koriste ili od kojih nema koristi.
Pretjerano oslanjanje na proizvode za njegu kože
Buffett nije pobornik prekomjerne upotrebe ili nepotrebnog kombinovanja proizvoda za njegu kože. I po ovom pitanju smatra da postoje jednostavne i učinkovite rutine kojima se može uštedjeti novac i sačuvati koža.
Česti noćni izlasci
Socijalizacija je neophodna, ali česti noćni izlasci mogu biti značajan trošak. Alternativa su provodi u kućnom aranžmanu, kao što su kućne filmske večeri.
Kockanje
Iako kockanje može biti prečica do bogatstva, Buffett napominje na razumijevanje toga koliko je to izgledno. Poziva na financijske odluke za dugoročno stjecanje bogatstva, a ne na trenutna uzbuđenja.
Pušenje
Pušenje cigareta je skupa navika i jasno je da se prestankom pušenja može znatno povećati lični budžet, piše portal Yahoo Finance.
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Warren Buffett je jedan od najuspješnijih investitora na svijetu, zbog čega se smatra čovjekom koji ima posebno financijsko znanje. Tvrdi da postoji 12 stvari koje ljude čine siromašnijima.
Zapravo je riječ o financijskim odlukama za koje je ovaj poslovni magnat uvjeren da njima možete osigurati da vam novac dobro služi, prenosi njegove savjete Yahoo Finance.
Zanemarivanje osobnog razvoja
Ako se novac ne troši na osobni razvoj, tj. ako se zanemaruje, to je greška. Buffett smatra da investirati u sebe predstavlja najbolju investiciju. To podrazumijeva poboljšanje vještina i školovanje, čime se poveća izgled za bolju zaradu.
Oslanjanje na kreditne kartice
Nepotrebna potrošnja na kreditnim karticama može dovesti do duga, a time se mogu zasjeniti sve ostale financijske pogodnosti koje postoje. Taj problem je utoliko veći zbog kamata na takve dugove.
Učestali izlasci u barove
Za Buffetta je pogrešno često prakticirati društvene aktivnosti koje podrazumijevaju konzumaciju pića u barovima i kafićima. Zagovornik je financijski pristupačnijih društvenih okupljanja, kao što su kućna druženja. Mišljenja je da se na taj način može značajno uštedjeti.
Kupovina posljednje tehnologije
Novi tehnološki uređaji mogu biti primamljivi, ali i oni koji su ranije proizvedeni služe jednako dobro. Sam Buffett ima povijest posjedovanja funkcionalne, a ne najnovije tehnologije. Važno je procijeniti vrijedi li kupiti novi tehnološki uređaj.
Prekomjerena potrošnja na odjeću
Ovaj milijarder, kao i većina drugih milijardera, sklon je jednostavnosti u odijevanju. Bira klasičnu, dugotrajnu garderobu, umjesto blještave garderobe skupih brendova.
Kupovina novih automobila
Automobili su poznati po brzoj amortizaciji. Zato je Buffettov savjet kupovina polovnih automobila i njihovo zadržavanje sve dok su pouzdani.
Neiskorišteno članstvo u teretani
Buffett podržava aktivan način života, ali upozorava da neiskorišteno članstvo u teretani, primjerice, ima svoju cijenu. Zapravo, zagovornik je besplatnih ili jeftinih fitness rutina koje mogu biti jednako učinkovito ako se redovno praktikuju.
Nepotrebne pretplate
Pretplata, kao što je pretplata na internetske videoservise, može biti veliki financijski odliv. Zbog toga preporučuje otkazivanje pretplate za usluge koje se ne koriste ili od kojih nema koristi.
Pretjerano oslanjanje na proizvode za njegu kože
Buffett nije pobornik prekomjerne upotrebe ili nepotrebnog kombinovanja proizvoda za njegu kože. I po ovom pitanju smatra da postoje jednostavne i učinkovite rutine kojima se može uštedjeti novac i sačuvati koža.
Česti noćni izlasci
Socijalizacija je neophodna, ali česti noćni izlasci mogu biti značajan trošak. Alternativa su provodi u kućnom aranžmanu, kao što su kućne filmske večeri.
Kockanje
Iako kockanje može biti prečica do bogatstva, Buffett napominje na razumijevanje toga koliko je to izgledno. Poziva na financijske odluke za dugoročno stjecanje bogatstva, a ne na trenutna uzbuđenja.
Pušenje
Pušenje cigareta je skupa navika i jasno je da se prestankom pušenja može znatno povećati lični budžet, piše portal Yahoo Finance.
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11. svibanj 2024 09:05
